While this would be preferable to the current system, this model could be improved upon greatly by privately owned and managed roads with voluntary and negotiable rules. For instance, one could imagine an individual that has an immaculate driving record but for frequent violations for speeding. That person could negotiate terms that would allow them to drive at excessive speed without punishment, but in the event that they cause an accident, they would be personally, financially and criminally responsible. A private owner of a road may choose to voluntarily engage with such a driver because they will spend less time on his road, and therefore facilitate faster movement of greater numbers of people along the road. Also, if this driver were to cause an issue, the road owner's risk could be externalized onto the driver or his private insurer, who, in turn would be at liberty to assess their exposure to risk based on the driver's capabilities independently of the road proprietor risk and each could charge appropriately.