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@ISIDEWITHQuestionsHousing IssuesStarted 10mos agoActive 2 days ago

Should the government provide subsidies for first-time homebuyers?

These subsidies are financial aids from the government to help individuals purchase their first home, making homeownership more accessible. Proponents argue that it helps people afford their first home and promotes homeownership. Opponents argue that it distorts the housing market and could lead to higher prices.

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35 Replies

 @ISIDEWITHDiscuss this answer...10mos10MO

Yes

 @ISIDEWITHDiscuss this answer...10mos10MO

No

 @9ZHRVZKIndependentfrom British Columbia  agreed…4mos4MO

If you increase demand without increasing supply, you will shift market equilibrium towards higher prices.

 @9VBQB2HNew Democraticfrom Pennsylvania  disagreed…5mos5MO

they take too slow and sellers will most likely go with the buyer who is not using first time home buyer programs for a faster sell.

 @B2K7BJPLiberalfrom Alberta  answered…1mo1MO

No. Not unless the individual effected has a disability

 @B2BM93Xfrom Ontario  answered…2mos2MO

Yes and No, complete tax cuts on first time-home buyers.

 @B29PP76from Newfoundland  answered…2mos2MO

I think there should be other programs to help first-time homebuyers but a one time financial aid isn't the solution

 @B27CJP3 from Ontario  answered…2mos2MO

Yes, but only in the form of tax breaks such as the RRSP Home Buyer’s Plan or the FHSA.

 @9ZVY22Cfrom British Columbia  answered…3mos3MO

No, and the government should tax those who purchase 2 or more homes

 @9WYDMSDfrom British Columbia  answered…4mos4MO

Yes, first time homebuyers should be able to take out longer mortgages, pay no interest, pay as low as 5% for a downpayment and have 10-20k of their mortgage debt wiped.

 @9WQY7BPCommunistfrom Ontario  answered…5mos5MO

Yes, and offer public mortgages with below market interest rates

 @9WPFLK6Liberalanswered…5mos5MO

To a certain degree. The buyer must show they have worked towards buying, or a reason why the initial downpayment is hard to do, but can support the mortagage.

 @9VJ6C4Kfrom British Columbia  answered…5mos5MO

Yes but only if it is going to be their permanent residence.

 @9TXBP2YIndependentfrom British Columbia  answered…6mos6MO

To any buyer wanting to get into market or move up the market.

 @9TWMYBXfrom Pennsylvania  answered…6mos6MO

Their is already subsidies for first-time homebuyers in Canada.

 @9TFK3T8from Ontario  answered…6mos6MO

Yes but only a certain amount so the prices don't skyrocket

 @9T6LHXR from British Columbia  answered…6mos6MO

Yes, but verify if the first time homebuyer is buying for themselves or for someone else

 @9SPT6M5from British Columbia  answered…6mos6MO

No but instead make home ownership more affordable through government involvement in building housing.

 @9RZPX67from Alberta  answered…7mos7MO

it should provide every incentive possible to natural citizens, not foreigners who use loopholes for owning property in canada

 @9RJ6K3Vfrom Ontario  answered…8mos8MO

Yes, but only if they can afford to own the home on their own income.

 @9RFBPZVanswered…8mos8MO

Yes, because the barrier to entry is unattainable for most below the upper middle class. But a concern is it will just inflate contractor prices making the subsidy useless

 @9QW7TQZfrom Ontario  answered…8mos8MO

No, focus on renters and institute a Land value Tax

 @9PS2HQ7Conservativefrom British Columbia  answered…9mos9MO

Yes, if they can prove to be financially responsible

 @9FGSKLL from British Columbia  answered…10mos10MO

Yes, but give an online questionnaire to see how much people are eligible for

 @B3QGP69from Ontario  answered…2 days2D

If they need or not is the question depending on their salary per year . And I would prioritize family’s in this situation .

 @ISIDEWITHasked…6mos6MO

How important do you think owning a home is to achieving stability and personal success?

 @ISIDEWITHasked…6mos6MO

Do you think financial aid from the government for homebuyers should be prioritized over other public services? Why or why not?

 @ISIDEWITHasked…6mos6MO

How do you feel about the idea of paying taxes to support homeownership programs — would you be willing to contribute to help others buy homes?

 @ISIDEWITHasked…6mos6MO

Is owning a home something you think everyone should aspire to, or is renting a better fit for some people’s lifestyles?

 @ISIDEWITHasked…6mos6MO

Do you believe government programs that help first-time homebuyers could lead to unintended consequences like rising home prices?

 @ISIDEWITHasked…6mos6MO

Have you or anyone you know been impacted by the high cost of housing, and what emotions does that bring up for you personally?

 @ISIDEWITHasked…6mos6MO

If you could design a program to help young people achieve homeownership, what important features would you include or exclude?

 @ISIDEWITHasked…6mos6MO

What values or priorities do you think should determine who qualifies for assistance in buying a home?

 @ISIDEWITHasked…6mos6MO

Do you agree or disagree with the idea that it’s better for the government to focus on building more affordable housing than to provide direct financial help to buyers?

 @ISIDEWITHasked…6mos6MO

How would owning your first home change your life, and what obstacles do you currently see in reaching that goal?

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 @ISIDEWITH submitted…4mos4MO

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 @ISIDEWITH submitted…3mos3MO

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