They play by the rules,
work hard just like the rest of Americans, and yet they can't get insurance from the employer
because it's not offered, or they can't afford it if it is offered. Is that their fault?
• Is it really anyone's fault that health insurance is so expensive that they can't afford it? The
high costs of health care are due to influences beyond any one individual's control - they are
influenced by society-wide trends towards increased use of technology, high administrative
costs of our healthcare system, and a strong profit motive in the health insurance industry that
drives up the cost of premiums.
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